An Unbiased View of 228 loan
An Unbiased View of 228 loan
Blog Article
The Board evaluates a lender's retail banking items available during the lender's facility-based mostly assessment regions and nationwide, as applicable, on the institution amount as follows:
Pursuant to § 228.28 and appendix C to this part, the Board assigns conclusions for a bank's Retail Expert services and Products Test efficiency in Every single facility-dependent assessment region, Condition and multistate MSA, as applicable, and for your establishment.
) The number of examining and price savings accounts opened digitally and through other supply programs by census tract money stage for each calendar year; and
The inclusion of the affiliate's loans, investments, companies, and items in a very bank's plan, or in a joint approach of affiliated depository institutions, is issue to the next:
(ix) An indicator for whether the loan was to a company or farm with gross yearly revenues increased than $1 million; and
하지만, 때로는 너무나 익숙한 나머지 네이버에 접근하는 방법조차 잊어버릴 때가 있습니다. "아, 네이버 어떻게 들어가지?" "네이버 앱, 어디서 받지?" 이런 흔한
A bank should make available to the public for inspection, upon request and for free of charge, the knowledge essential Within this part as follows:
A substantial financial institution should gather and retain in electronic form, as prescribed from the Board, till the completion from the financial institution's following CRA evaluation during which the information are evaluated, the subsequent details for each little organization loan or tiny farm loan originated or obtained by the financial institution through the analysis time period:
To guage a financial institution's retail banking products and services, the Board considers a lender's department availability and companies provided at branches, distant company facility availability, and electronic shipping and delivery techniques together with other shipping and delivery methods, as follows:
In the expression of a plan, a financial institution may possibly ask for the Board to approve an Modification for the system within the absence of a material modify in conditions.
(B) Why it is necessary and suitable to amend its strategy within the absence of a material alter in circumstances.
means a loan, together with a legally binding dedication to extend credit rating, like a standby letter of credit history, that supports community growth, as explained in § 228.thirteen. A Local community enhancement loan doesn't contain any home home finance loan loan regarded under the Retail Lending Examination in § 228.
For auto loans, the Board compares a bank's more info geographic and borrower distributions to the applicable Group benchmarks, as provided in paragraph (f) of this portion and section VI of appendix A to this element.
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